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Opting for a more secure journey ahead!

As the name suggests, travel insurance is a type of insurance that provides coverage for damage and losses that happen during a travel window. Travel insurances are helpful for both international and domestic flights. Travel insurance is helpful, whether on a short trip home or your world tour vacation since travel-related damages and losses often happen. Along with losses, travel insurances also cover a wide range of other expenses and help you financially recover from them. 

So, how does travel insurance work? Some of the best student travel insurance can be purchased online or directly from a trip booking agency. You can buy the insurance shortly after booking your flight tickets and lodging. You should book everything, including transportation booking, before buying your insurance to get full coverage. 

Travel insurances are essential for international students studying abroad since these are the best options for holistic coverage. Since you are outside your home country, the best student travel insurance will cover your luggage, stay, personal belongings, personal liabilities, health, identity theft, and much more!

What does student travel insurance cover?

A significant factor that makes travel insurance so important is its wide coverage. You can buy travel insurance right after Travel insurances aren’t just for broken and lost goods or stolen luggage. The best student travel insurance plans can be way more helpful than that. Here’s what is covered under the best student travel insurance plans: 

1. Cancellation and interruption coverage 

Financial coverage if your trip is cancelled or delayed. It also covers any interruptions, i.e. if your trip is cut short for some reason. The coverage includes claims of legal obligations, death in the family, illness, business conflicts, bankruptcy and weather issues. 

2. Luggage damage and loss

Covers theft, loss and damage of your belongings and luggage. It includes your cabin luggage as well as shipped luggage. Most plans even include covering a quick shopping trip for replacements. 

3. Rental Coverage

When your booked rental or accommodation is usable for reasons like displaced keys or unsanitary and unsafe living conditions, you can also claim if your accommodation differs from what was advertised. Thus, you are forced to book a new place. 

4. Airport pickup coverage

In case of a cancelled or a delayed one, your travel insurance also covers your additional cab pickup charges. 

5. Travel health coverage

Often, people fall sick during their travel. In such cases, your travel insurance can cover your treatment and prescription. Health coverage, like the other coverages, is international and thus can be claimed no matter where you are. 

6. Accidental death and dismemberment coverage

This can be claimed in case of accidental death or serious injury during travel. The person’s immediate family can make a claim if a death is involved.  

Best student travel insurance plans 

Travel insurance is only effective when it is bought from a credible provider. Choosing the right provider is essential to ensure full coverage and fulfilling your needs. If you are a student looking for only the best student travel insurance plans, here is our list of the best plans to choose from: 

1. TATA AIG student travel insurance 

One of the absolute best student travel insurance plans available in 2023, TATA AIG student travel insurance is known to be a reliable and affordable insurance plan. This specific insurance plan is designed especially for students and thus focuses on the unique challenges students might face when buying, maintaining and claiming travel insurance. TATA AIG offers coverage to a wide range of events, including the loss or damage of your luggage, disruption of your studies in case of a medical emergency, travel-related sickness or accidents, etc. The plan also offers additional coverage for compassionate visits in case your loved ones are sick, travel assistance, hijack covers, personal liabilities and much more. 

2. VisitorsCoverage

VisitorsCoverage offers another one of the most popular you could request. This plan is one of the best available, with low premiums and many benefits that add to your insurance coverage. The plan covers more than just stolen luggage and sudden sickness during your travel. VisitorsCoverage boasts full coverage on emergency services, pre-existing conditions coverage, COVID, prescription, and surgery coverage. The plan extends and becomes more customized through additional sports and adventure activities coverage. The additional coverages are called riders that can be added to an existing VisitorsCoverage student travel insurance. 

3. Seven Corners 

The student travel insurance plan offered by Seven Corners is considered one of the best because of its robust, superior coverage. The plan provides luggage delay coverage starting from 6 hours delays and onwards. The luggage loss and travel delay coverage are also superior to their competitors. Seven Corners also humbly boasts of offering weather, hurricane, and sports equipment coverages that many other providers may miss out on, making it one of the best student travel insurance plans. 

4. Travel Insured International 

Designed to be the best student travel insurance plan for international travellers and students who are staying abroad for their academics, Travel Insured International offers many benefits. However, the plan is known for its superior non-medical evacuation coverage during emergencies like war, natural disaster and political unrest in case your academics are interrupted. The plan covers delay coverages for flight and luggage delays after only 3 hours of delay and hurricane coverage after 6 hours of delay. 

5. Travel Safe 

With the highest coverage for medical evacuations, Travel Safe promises its insurance holders reliability and easy financial recovery in an emergency. As a provider of one of the best student travel insurance, Travel Safe lets you add a ‘cancel for any reason’ upgrade to your plan. The plan additionally provides excellent weather coverage and luggage delay benefits only after a 3-hour flight delay and thus becomes one of the best student travel insurance plans. 

6. World Trips

If you are looking for one of the best student travel insurances offering add-ons and customizable plans to fit your needs better, World Trips is your match made in heaven! The plan also provides superior medical evacuation coverage and brilliant delay coverage. The delay coverage benefits kick in only after a delay of 5 hours. Missed connecting flights are also included in the best student travel insurance plans provided by World Trips. 

Not just short-time travellers and vacationers but international students can benefit from the best student travel insurance plans easily. These insurance plans are easy to buy before your trip and are pretty affordable. However, the coverage that travel insurance can offer is massive and, thus, helpful in distress and emergencies. Choosing the right insurance plan is the first step to making the most of your insurance coverage. We hope this blog and the comprehensive list help you out!